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Individual Insurance

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We've been in business since 2013

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Multiple coverage options to choose from

H & K Insurance Consulting/ individual insurance

Individual Insurance Provided By Our Agency

Insurance is an important part of the healthcare process. We will help you understand coverage options and ensure you are adequately insured against unforeseen risks and heathcare liabilities.

Individual Life Insurance

Everyone deserves a secure financial future โ€” and thatโ€™s why life insurance is so important.
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Individual Health Insurance

Individual health insurance is another way to get coverage if youโ€™re not eligible for an employer-sponsored plan.


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Individual Accident Insurance

Even with life and medical insurance in place, an unexpected death, accidental injury or illness can place a great strain on finances.
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Individual Short-Term Disability Insurance

Short-term disability insurance provides nearly complete income replacement if you cannot work for an extended period.



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Want to know more about Individual Insurance? Visit us to understand better

It might be time to switch insurers whenever the service that your existing insurer provides doesnโ€™t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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H & K Insurance Consulting

We provide consultancy to individuals and businesses in Chicago, IL and surrounding areas.
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